Micro Finance Credit Clerks and Credit-Sales Representatives

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Credit Clerks

(4 positions)
 

Salary: 20K
 

Location: Nairobi, Kiambu and Nakuru

Our client is an established and growing Micro Finance lending institution that offers a variety of credit facilities such as asset financing loans; salary advance loans; LPO financing, personal & business loans at affordable interest rates to customers. 

They are seeking to hire committed and hardworking professionals to join their expanding team throughout their branches in Kenya.

 

Duties and Responsibilities

  • Process applications of individuals applying for loans and credit
  • Interview applicant to obtain personal and financial data and fills out application.
  • Obtain and compile copies of loan applicants’ credit histories, financial statements, loan security documents and other financial information.
  • Analyze applicants’ financial status, credit status, and undertake relevant evaluations to determine feasibility of granting loans.
  • Evaluate and advice on client’s ability to pay based on analysis of their finances.
  • Process approved loans for disbursement.
  • Undertake business and home visits to validate applications where need dictates.
  • Undertake data entry on approved loans.
  • Undertake timely valuation and renewal of contracts upon expiry.
  • Notifies customer by mail, telephone, or in person of acceptance or rejection of application.
  • Keeps record or files of credit transactions, deposits, and payments, and sends letters or confers with customers having delinquent accounts to make payment.

Abilities, Skills and Qualifications

  • The ideal candidate must hold at least a Diploma or Certificate in business studies, Co-operative Management /Credit Management or Banking from a recognized institution.
  • At least one year experience in credit management/loan processing will be a plus.
  • Computer literate with expertise in using ERP systems, office applications and outlook
  • Good communication & interpersonal skills.
  • Experience in the credit industry is a plus

Credit-Sales Representative 

(8) positions)
 

Salary: 15K Retainer+ Commissions
 

Locations: Nairobi, Kiambu and Nakuru
 

Duties and Responsibilities

  • Achieve maximum sales profitability, growth and account penetration within an assigned Territory / or market segment by effectively selling loan products and other related company product.
  • Promote / sell / secure orders from existing and prospect customers.
  • Demonstrate products and services to existing/potential customers and assist them in selecting products that best suits their needs.
  • Improving visibility and brand image of the company by directly selling and promoting company products to the assigned markets.
  • Acquisition & customer portfolio management Marketing products and services on a daily basis to prospective customers
  • Building relationships with existing referral sources and cultivate new referral sources both internally and externally
  • Ensuring the best in terms of quality of sales.

Abilities, Skills and Qualifications

  • Diploma or Certificate in sales & marketing, Credit Management or Banking from a recognized institution will be an added advantage.
  • Must have experience in sales or credit for at least 1 year in a financial institution.
  • Must have good understanding of credit policies.
  • Demonstrated aptitude for problem-solving; ability to determine solutions for customers.
  • Should be results-orientated, able to work both independently and in a team.
  • Should possess excellent verbal and written communication skills.
  • Proficiency in using Microsoft Office applications.
  • Computer literate with expertise in using ERP systems, office applications and outlook
  • Good communication & interpersonal skills.

How to apply
 

Please ensure you clearly indicate your current/last salary on your CV only.

 Kindly DO NOT attach any other certificates/scanned documents to your application. 

Only those shortlisted will be contacted.

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